Northern Ireland Car Finance
Apply for Car Finance in Minutes
Free 2-minute eligibility check — no initial impact on your credit score.
Representative APR from 11.2% · Rates tailored to you
Start Your Free 2-Minute Check
Quick, secure, and no initial impact on your credit score.
Rates from 9.9% APR. Representative 11.2% APR. All finance is subject to status and income.
WE ACT AS A CREDIT BROKER, NOT A LENDER.
Representative example: Cash Price £9,999.00. Deposit £1000. Total Amount of Credit £8,999.00. First payment of £0.00. Followed by 59 Monthly Payments of £186.18 with a final payment of £187.18 which includes an Option to Purchase fee of £1.00. Duration of Agreement is 61 months. Total Amount Payable is £12,171.80. Total Cost of Credit is £2172.80 Annual Fixed Interest Rate of 4.75%.
How it works
Three simple steps to your next car
- 1
Apply online
Fill in the quick form — it takes about 2 minutes.
- 2
Get your result
See what you're eligible for with a soft credit search.
- 3
Pick your car & drive away
Choose from our handpicked stock and we sort the rest.
Why Clifford Car Sales
Local, trusted, and built around you
Handpicked quality used cars
Including German marques — Audi, BMW, Mercedes and VW.
Finance to suit you
Options across a range of budgets and credit histories.
Friendly local team
Based in Derry, serving all of Northern Ireland.
Free delivery
Across Northern Ireland and mainland UK.
FAQ
Questions, answered
- No. We use a soft search, which is invisible to other lenders and leaves no mark on your credit file.